Thursday, November 19, 2009
| Auditing the Deposit Operations of ATM Cards, Debit Cards & Prepaid Stored Value Cards - Tele/Web Seminar |
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HIGHLIGHTS: • Definitions and descriptions: types of prepaid programs • Card controls: individual and geographic limits • Card issuance procedures: card stock tracking, order access, and instant issue controls • Card cancellation procedures • File transmission verification procedures: real-time environment and memo post • Regulation E considerations • Regulatory guidelines o FIL 129-2008 Stored Value Cards and Other Nontraditional Access Mechanisms o FIL 127-2008 Guidance on Payment Processor Relationships o Vendor and information-security concerns o Fair Credit Reporting Act and debit cards o Pending regulatory considerations – access devices and credit-line advances • Charge Card – zero-liability clauses • Complications with business ATM and debit cards • Advertising concerns • Future of cards – decoupled debit cards? For a complete seminar brochure, please contact the CBA office. Thank You |