Tuesday, November 24, 2009


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Year End Compliance Checklist - Tele/Web Seminar
HIGHLIGHTS:

• BSA exams for both the lending and deposit/operations sides
o What is the examiner’s focus?
o Where do they see risk?
• Reg D: changes for excessive transactions from savings accounts
• Reg CC: data processing boundary changes (list of current MICR number boundaries)
• Fair lending: the agencies said earlier this year that ALL banks should conduct comparative file review
o A tool for fair lending file review will be provided
• Appraisal standards: from ordering to review (including an appraisal review checklist)
• Reg Z: from early disclosures to higher cost loans
• RESPA: new GFE, new HUD, and new escrow requirements for higher-cost loans
• Timing issues for credit cards and open-end statements

For a complete seminar brochure, please contact the CBA office. Thank You